Merchant Services
Digital Business Banking
Call us today at 1-877-472-3727
Monday through Friday from 9am-5pm ET
Merchant Services Digital Business Banking

$1,200 CASH BACK¹

in your first 12 months

+ FREE²   POS

NO CANCELLATION FEES

Cancel Anytime During your First 30 days

LOW FEES STARTING AT 1%

For Qualifying Rates

CONTACT US! WE’LL BEAT YOUR RATE

Call us today at 1-877-472-3727
Monday through Friday from 9am-5pm ET

Safrapay is not a bank. All Banking Services are provided by Safra National Bank of New York. Member FDIC.

JOIN THE SAFRAPAY FAMILY AND GET UP TO

$1,200 CASH BACK¹

in your first 12 months

+ FREE²   POS

NO CANCELLATION

FEES

Cancel Anytime During your First 30 days

LOW FEES

STARTING AT 1%

For Qualifying Rates

CONTACT US!

WE’LL BEAT YOUR RATE

Call us today at 1-877-472-3727
Monday through Friday from 9am-5pm ET

Safrapay is not a bank. All Banking Services are provided by Safra National Bank of New York. Member FDIC.

Earn up to $1,200 cash back¹ plus get a free² POS by joining Safrapay!

Select your business’ monthly processing volume to find out how much you could earn by joining the Safrapay family.

You can get up to
$ 1,200
Cash Back your first 12 months
$ 750
Activation Bonus
$ 250
Business Credit Card Bonus
$ 100
Business Bank Account Bonus
$ 100
One portable POS for free² or a discount up to $200 on any POS
$ 200
You can get up to
$ 940
Cash Back your first 12 months
$ 540
Activation Bonus
$ 200
Business Credit Card Bonus
$ 100
Business Bank Account Bonus
$ 100
One portable POS for free² or a discount up to $200 on any POS
$ 200
You can get up to
$ 710
Cash Back your first 12 months
$ 360
Activation Bonus
$ 150
Business Credit Card Bonus
$ 100
Business Bank Account Bonus
$ 100
One portable POS for free² or a discount up to $200 on any POS
$ 200
You can get up to
$ 450
Cash Back your first 12 months
$ 150
Activation Bonus
$ 100
Business Credit Card Bonus
$ 100
Business Bank Account Bonus
$ 100
One portable POS for free² or a discount up to $200 on any POS
$ 200
You can get up to
$ 340
Cash Back your first 12 months
$ 90
Activation Bonus
$ 50
Business Credit Card Bonus
$ 100
Business Bank Account Bonus
$ 100
One portable POS for free² or a discount up to $200 on any POS
$ 200

Call us today at 1-877-472-3727

Monday through Friday from 9am-5pm ET

New Safrapay customers can enjoy all of these special offers!

Approved Safrapay merchants who open a Business Bank Account and apply for a business credit card are eligible for one free² POS device, an activation bonus, cash back, business credit card bonus and business bank account bonus.

CASH BACK

Start processing payments and you’ll earn cash back based on your processing volume every month for 12 months!

ACTIVATION BONUS

Receive an activation bonus in your settlement account after your first full month of processing!

CASH BONUS

Get a $100 credit card bonus in your settlement account after making your first purchase with your new Safrapay Business Credit Card!

CASH BONUS

Activate and get $100 Business Bank Account bonus for making your first business debit card purchase.

ONE-MONTH TRIAL

Love us or leave us! You can cancel your account any time during your first 30 days of processing without any cancellation fees.³

HASSLE-FREE SWITCHING

Our dedicated Customer Support Team can help you switch from any payment processor.

Call us today at 1-877-472-3727

Monday through Friday from 9am-5pm ET

Get one portable POS for free² or a discount up to $200 on any POS.

New Safrapay merchants can start taking payments on-the-go with a free² Clover Go or PAX A80, or get a discount up to $200 on any POS.

Start taking payments on-the-go with this sleek, portable card reader. It’s perfect for businesses that operate outdoors like concerts and festivals, fairs, farmer’s markets, and more.

Versatile enough to work as a countertop or indoor portable payment terminal thanks to its optional battery backup. A80 is a reliable workhorse that will process payments safely and fast, even during the busiest hours.

Contact us today and enjoy a $200 discount on the total equipment cost!

Get all the benefits of online and in-person payments in one place.

Key-in card numbers from your phone, tablet, or laptop.

Send an invoice and get paid online without a website.

Add checkout to your existing website.

The most portable way to accept and process payments.

Handheld POS solutions for business management.

Complete POS systems for all payment and business needs.

Call us today at 1-877-472-3727

Monday through Friday from 9am-5pm ET

Extremely competitive rates!​

Safrapay, together with our sponsor bank Safra National Bank of New York, Member FDIC, is a one-stop-shop offering payment processing solutions, business banking services, and financial products that can help you grow your business. With everything under one roof, we are able to offer extremely competitive rates!

Qualified Rates (Swipe, Chip or Tap)
Starting at 1%
Ecommerce, Virtual Terminal or Invoices
Starting at 1.9%
30 Days Cancellation
Free
Interchange Plus
Available

Additional fees may apply. Rates may vary depending on the POS solution selected.

Already working with a payment provider? We’ll beat their rates!

Call us today at 1-877-472-3727

Monday through Friday from 9am-5pm ET

FAQ

At Safrapay, we believe in the long-term prospects of our merchants, and we want to help them succeed. That’s why we make it easy to get access to business credit cards that can help increase your cashflow while earning rewards for your business expenses!

For a limited time, we’ll even give you a one-time $100 cash bonus just for making your first purchase with your new Safrapay Business Credit Card!

Earning your Business Credit Card Bonus is easy!

How it works:

  1. Apply to become a Safrapay merchant by December 31, 2021.
  2. After your merchant account is approved, you can request your Safrapay Business Credit Card with just a tap using the app.
  3. If approved, you’ll receive your Safrapay Business Credit Card within 5-7 business days.
  4. After you receive and activate your card, you will have ninety (90) days to make a purchase with the Safrapay Business Credit Card in order to earn the bonus. The Safrapay Business Credit Card Bonus will be payable into your settlement account within 60 calendar days after your first card purchase.

This is a limited time offer, so be sure to request your card before December 31, 2021 and make your first purchase within 90 days to earn your bonus!

Safrapay is not a bank. Banking services are provided by Safra National Bank of New York, Member FDIC. Business Credit Cards are issued by Safra National Bank of New York, Member FDIC, pursuant to license by Mastercard International Incorporated.  Business Credit Card Bonus offer is available for merchants who apply for a business credit card through the Safrapay – Merchant App or Safrapay.com. This offer is only available to merchants that sign up through Safrapay and our sponsor bank Safra National Bank of New York, Member FDIC. This bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Merchant is responsible for any applicable taxes and consulting a tax advisor. Safrapay is not a tax advisor.

Safrapay is excited about the long-term prospects of businesses like yours that help power the economy. That’s why we’re giving all qualifying new merchants a one-time cash activation bonus of up to $250 for just becoming a Safrapay merchant! This Activation Bonus is based on monthly sales volume.
How it works:
  1. All you have to do is apply for a merchant account by December 31, 2021.
  2. Once approved, begin processing payments through your Safrapay merchant account.
  3. You can earn a one-time Activation Bonus of up to $250 based on the monthly sales volume in your first full calendar month of processing. This Activation Bonus will be deposited into your settlement account the following calendar month.
Use the chart below to find out how much you could earn just by processing payments with your Safrapay merchant account.
First Month Processing Volume Activation Bonus
$3,000 – $4,999 $50
$5,000-$9,999 $100
$10,000-14,999 $150
$15,000-$19,999 $200
$20,000+ $250
Safrapay Inc., together with its sponsor bank Safra National Bank of New York, Member FDIC, is a one stop shop offering payment processing solutions and business banking services. Activation Bonus offer is for eligible merchants who apply for Merchant Services by December 31, 2021. These offers are only available to merchants that sign up through Safrapay and its sponsor bank Safra National Bank of New York, Member FDIC. Merchants must process at least $3,000 in monthly debit and credit card sales volume in its first full calendar month to earn the Activation Bonus. The one-time Activation Bonus will be applied to the first full calendar month of processing (“Activation Period”), subject to change, and may be subject to additional taxes, and deposited into the merchant settlement account by the 25th of the following month. Merchant must be actively processing with us when the Activation Bonus is calculated and rewarded with cash back. This bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Merchant is responsible for any applicable taxes and consulting a tax advisor. Safrapay is not a tax advisor.

At Safrapay, we believe in the long-term prospects of our merchants, and we want to help them succeed. That’s why we make it easy to get access to business tools that can give you rewards for your business expenses!

For a limited time, we’re giving new Safra Business Banking customers a $100 cash bonus just for making your first purchase with your new Safrapay Business Debit Card!

Earning your Safra Business Bank Account Bonus is easy!

How it works:

  1. Apply to become a Safrapay merchant through Safrapay – Merchant App or Safrapay.com by December 31, 2021 and select the option to open a Safra Business Bank Account.
  2. After your Safrapay merchant and business banking accounts are approved, your business debit card will automatically be shipped to your business address within 5-7 business days.
  3. After you receive and activate your debit card, simply use it to make a business purchase within 90 days and your bonus will be deposited into your Safra Business Bank Account within in 60 days!

 

This is a limited time offer, so be sure to apply for a Safra Business Bank Account by December 31, 2021 and make your first purchase within 90 days to earn your bonus!

Safrapay is not a bank. Banking services are provided by Safra National Bank of New York, Member FDIC. Business Debit Cards are issued by Safra National Bank of New York, Member FDIC, pursuant to license by Mastercard International Incorporated. Business Bank Account Bonus offer is available for merchants who apply for a business bank account through the Safrapay – Merchant App or Safrapay.com by December 31, 2021. This offer is only available to merchants that sign up through Safrapay and our sponsor bank Safra National Bank of New York, Member FDIC. Business Bank Account Bonus will be distributed within 60 days of the first debit card purchase to all qualifying merchants. This bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Merchant is responsible for any applicable taxes and consulting a tax advisor. Safrapay is not a tax advisor.

Safrapay is excited about the long-term prospects of businesses like yours that help power the economy. That’s why we’re providing cash back every month for your first full 12 calendar months to all new qualifying merchants who sign up directly through Safrapay and process at least $3,000 a month. How it works:
  1. Apply to become a merchant before December 31, 2021, by calling our Customer Support Team at 1-877-472-3727, go to Safrapay.com, or by downloading and completing our user-friendly application.
  2. Once approved for a merchant account, you can start processing your transactions.
  3. For your first full 12 calendar months of processing with us, Safrapay will give you cash back for every month you process a minimum of $3,000!
Your cash back potential is based on your monthly debit and credit card sales volume. That means the more you sell, the more you earn!
Monthly Processing Volume Monthly Cash Back Estimated Total Cash Back
$20,000+ $62.50 $750
$15,000 – $19,999 $45 $540
$10,000 – $14,999 $30 $360
$5,000 – $9,999 $12.50 $150
$3,000 – $4,999 $7.50 $90
This promotional offer is available for a limited time, so be sure to apply today! Safrapay Inc., together with its sponsor bank Safra National Bank of New York, Member FDIC, is a one stop shop offering payment processing solutions and business banking services. Monthly Cash Back Bonus offer is for eligible merchants who apply for Merchant Services by December 31, 2021. These offers are only available to merchants that sign up through Safrapay and its sponsor bank Safra National Bank of New York, Member FDIC. Merchants must process at least $3,000 in monthly debit and credit card sales volume in each full calendar month to earn the Monthly Cash Back Bonus. The Monthly Cash Back Bonus will be applied to each full calendar month of processing for a total of 12 consecutive calendar months, subject to change, and may be subject to additional taxes, and deposited into Approved Merchant’s merchant settlement account by the 25th of the following month. Merchant must be actively processing with us when the Monthly Cash Back Bonus is calculated and rewarded. This bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Merchant is responsible for any applicable taxes and consulting a tax advisor. Safrapay is not a tax advisor.

Safrapay, together with its sponsor bank Safra National Bank of New York, Member FDIC, is a one-stop-shop offering payment processing solutions and business banking services under one roof!

Safrapay, together with our sponsor bank Safra National Bank of New York (SNBNY), Member FDIC, offers a convenient digital business banking solution with all the security of a traditional bank.

Our business bank accounts start at $0 a month with no minimum opening deposit amount and no minimum balance! Each business bank account offers the convenience of a modern on-the-go solution, so you can move money, deposit checks, and manage your cards right from your phone.

All of Safrapay’s business banking services and financial products are provided by SNBNY.

Safrapay, together with our sponsor bank Safra National Bank of New York (SNBNY), Member FDIC, offers our merchants easy to use to business credit cards. Once you’ve been approved for a Safra Business Bank Account, you can use the app to easily request a business credit card with just a few taps, no additional forms required!

With your Safrapay Business Credit Card you’ll earn rewards points just for making business purchases and paying your bills! In addition to rewards, your business credit card comes with a variety of perks that include travel benefits and discounts on industry leading business tools from Intuit.

Give your business some extra breathing room, apply for a business bank account and request your business credit card today!

All of Safrapay’s business banking services and financial products are provided by SNBNY.

Safrapay, together with our sponsor bank Safra National Bank of New York (SNBNY), Member FDIC, keeps your account safe and secure with a world-class risk and fraud monitoring platform composed of best-in-class security solutions and PCI approved POS devices that keep all transactional data safe and secure.

New Safrapay merchants can start taking payments on-the-go with a free portable POS device or take $200 off any POS device available in our inventory just for becoming a Safrapay merchant!

Choose either a Clover Go or PAX A80 and you’ll pay nothing except shipping, packaging, and sales tax. Or, you can simply choose to take $200 off any of our other available POS devices. Additional ongoing software fees may apply.

How it works:

  1. Apply to become a merchant before December 31, 2021, by calling our Customer Support Team at 1-877-472-3727 or by downloading <app name> and completing our user-friendly application.
  2. During the Payment Terminals stage of your application process, select the free POS option of your choice, either Clover Go or PAX A80.
  3. Once you’re approved for a Safrapay merchant account, we will send your POS device to the business address listed on the application. You can start taking payments on-the-go from anywhere you do business!

 


 Clover GoPAX A80
POS TypeCard ReaderPOS Terminal
Device Cost$ 75$ 167
Shipping and Packaging$ 10$ 28
Total$ 85$ 195
You Pay$10 plus tax$28 plus tax

This promotional offer is subject to item availability, so be sure to apply today!

Free POS device and $200 discount offers on other available POS devices are valid through December 31st, 2021 for approved merchants who sign up through the Safrapay – Merchant App or Safrapay.com. Merchants who accept this offer are eligible for one free POS device or up to a $200 discount off one available POS device and are responsible for shipping and packaging costs as well as any applicable sales tax. If you stop processing with us during the first 12 months, you will be assessed the full cost of the POS Device. Offer is subject to POS device availability. Monthly software fees may apply.

The promotional value you received will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Promotional value received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Promotional value received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Merchant is responsible for any applicable taxes and consulting a tax advisor. Safrapay is not a tax advisor.

Safrapay wants to make sure you always have the help you need when you need it. Our chatbot, Saffie, is always ready to help you in both the Merchant and Banking apps. Want to speak with a human? Just ask Saffie to connect you to our team via Live Chat! Our customer support agents are available Monday through Friday from 9am-5pm ET and our technical support team is available 24/7.

Businesses processing more than $20,000 a month face different challenges than smaller businesses and need unique solutions. Our team is always ready to help businesses of every size find a custom solution that can help them succeed. Connect with our team of experts today to get custom pricing on a solution that fits your needs!

Safrapay, together with our sponsor bank Safra National Bank of New York (SNBNY), Member FDIC, understands that your business needs can change at any moment. That’s why we make it as easy to close your account as it is to sign up for one. If you need to terminate your account for any reason, simply contact our Customer Support Team by calling 1-877-472-3727.

All of Safrapay’s business banking services and financial products are provided by our sponsor Safra National Bank of New York (SNBNY), Member FDIC. SNBNY is a U.S. financial institution supervised by the Office of the Comptroller of the Currency.

Call us today at 1-877-472-3727

Monday through Friday from 9am-5pm ET

1   Monthly Cash Back, Activation Bonus, Safrapay Business Credit Card Bonus and Safra Business Bank Account Bonus offers are for eligible merchants who apply for Merchant Services by December 31, 2021. These offers are only available to merchants that sign up through Safrapay and our sponsor bank Safra National Bank of New York, Member FDIC. Merchants must process at least $3,000 in monthly debit and credit card sales volume for any given month to earn cash back. Cash back will be applied the following month, subject to change, and may be subject to additional taxes. An “Approved Merchant” is a merchant who completes and signs the Merchant Processing Application and is approved by Safrapay and its sponsoring bank, Safra National Bank of New York, Member FDIC. A one-time Activation Bonus will be applied after the first full calendar month of processing (“Activation Period”), plus Monthly Cash Back (via ACH to the Approved Merchant’s designated settlement account) for every month during the first 12 full calendar months of processing (“Promotional Period”) in which the Approved Merchant meets the processing thresholds set forth above in the Cash Back Chart, plus A one-time Safrapay Business Credit Card Bonus of $100.00 US dollars (via ACH to the Approved Merchant’s designated settlement account) if you apply and are approved for a Safrapay Business Credit Card before December 31, 2021. Approved Merchant has ninety (90) days to make a purchase with the Safrapay Business Credit Card in order to earn the bonus. The Safrapay Business Credit Card Bonus will be payable into your settlement account within 60 calendar days after your first card purchase. Plus, a one-time Safra Business Bank Account Bonus of $100.00 US dollars, (via ACH into your Safra Business Bank Account) if you apply and are approved for a Safrapay Business Bank Account before December 31, 2021. Approved Merchant has ninety (90) days to make a purchase with the Safrapay Business Debit Card from activation in order to earn the bonus. The Safra Business Bank Account Bonus will be payable into your settlement account within 60 calendar days after your first Debit card purchase. Approved Merchant must be actively processing with us when the Activation Bonus is calculated and rewarded with Monthly Cash Back. Safrapay Merchant Services Monthly Cash Back, and Activation Bonus, Safrapay Business Credit Card Bonus, and Safra Business Bank Account Bonus payments (“Bonus payments”) will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Approved Merchant is responsible for any applicable taxes and consulting a tax advisor. Safrapay is not a tax advisor.

2    Merchants who accept this offer are eligible for One (1) free Clover GO or PAX A80 card processing terminal, or get a discount up to $200 on the terminal of the Approved Merchant’s choice and are responsible for shipping and packaging costs as well as any applicable sales tax. If Approved Merchant stops processing with us within the first full twelve (12) calendar months of processing, the Approved Merchant may, at its option, either return the promotional POS device (Approved Merchant pays shipping and packaging: Safrapay reimburses tax and POS value in excess of the discounted value), or retain the POS device but reimburse Safrapay the value attributed to the POS device, or discounted value. POS device offer is subject to item availability.
Additional ongoing software fees may apply.

3   Shipping and packaging may apply under certain circumstances. Before the end of the Promotional Period, the Approved Merchant, may at its option, either return the promotional POS device (Approved Merchant pays shipping and packaging) or retain the POS device and reimburse Safrapay the value attributed to the POS device or discounted value.

Safrapay is not a bank. Banking services are provided by Safra National Bank of New York, Member FDIC. Only approved Safrapay merchants are eligible to use Safrapay’s products and services. Trademarks of Safra National Bank of New York, Safrapay, and other third parties used in the channel are trademarks of their respective owners. Business Debit and Business Credit Cards are issued by Safra National Bank of New York, Member FDIC, pursuant to license by Mastercard International Incorporated.